Emily Elkhoury is an experienced mortgage broker based in Adelaide and the surrounding hills and Mid North. She specialises in helping busy professionals navigate the lending process with clarity and confidence. With a background in banking, Emily brings strong technical expertise and a practical, solutions focused approach to every client.
She provides a full suite of lending services, including residential and commercial lending, asset and car finance, and Self-Managed Super Fund (SMSF) lending. This allows her to support clients across all stages of their financial journey with a consistent and strategic approach.
Emily understands that time is a major constraint for her clients, which is why she delivers a streamlined, hands on service from start to finish. She takes the time to understand each client’s goals and structures lending solutions that align with their lifestyle and long term plans.
As a member of the Mortgage and Finance Association of Australia (MFAA), Emily stays at the forefront of industry developments. Her focus is simple deliver tailored, efficient solutions while making the process as smooth and stress-free as possible.
Outside of work, Emily is a passionate rower who values the discipline and balance the sport brings. She enjoys camping, spending time with family and friends in Clare, and visiting the beaches around Goolwa.
Tegan Kuhl
Tegan is an experienced mortgage broker based in Mt Gambier, servicing the entire lower southeast. Having joined the broking industry in 2021 her experience in the finance industry extends over 9 years prior to that, where she worked in both lending and management roles with one of the major banks. Throughout her career Tegan has established a reputation for providing exceptional service to her clients and achieving great outcomes using her industry and lender knowledge and expertise.
While having a passion for helping all clients achieve their financial goals her specialty lies in helping first home buyers and self-employed clients. While it is important for all clients to understand the end-to-end process of their lending journey it is especially important for first home buyers. Tegan takes the time to educate her clients about the various loan options available and provide guidance on navigating the complexities of the home buying process, keeping all parties involved in the loop. She is up to date with the latest government grants and incentives for first home buyers, ensuring her clients maximise their opportunities to save money and are in the best position to get into the market.
After being in the finance industry since 2012 and being a small business owner herself, Tegan understands the barriers that self-employed clients face and their often unique requirements when it comes to obtaining finance. Having worked closely with commercial finance brokers and bankers she is well versed in assisting clients with simple business structures through to those with a more complex set up and multiple entities. Tegan also looks to build a relationship with the accountants, bookkeepers and financial planners these client's partner with, helping to provide solutions that really are the best fit for the client.
With a firm belief in having a healthy balance between work and pleasure, Tegan finds this in spending time with family, friends and keeping fit. Tegan is always up for a laugh and it could be said, partial to a dad joke. A devoted dog owner, Tegan and husband Baz have 2 dalmatians – Ziggy & Spike – who provide a distraction from the working world, as does her love of cycling. You will see Tegan out on the bike most weekends, enjoying the company of other cyclists and the beautiful countryside. She also enjoys participating in charity rides like the Murray to Moyne with other local cyclists in the community.
Tegan is the trusted expert you need in your corner.
Claire Alipio
Loan Administrator
Claire joined our team in October 2024 as our Loan Administrator, bringing a strong background in finance administration and customer service. She is passionate about supporting both the lending process and her team, with a focus on improving efficiency and streamlining systems and processes. Claire is known for her willingness to step in wherever needed and her commitment to delivering exceptional service to clients.
Outside of work, Claire enjoys running and has already completed a half marathon, with her sights set on a full marathon. She also values quality time with family and loves relaxing beach holidays.
With many of our clients being self employed and juggling the many aspects of business ownership we have expanded to offer bookkeeping services. For more information please contact Sally Haynes on 0484 523 739 or sally@phoenixbookkeeping.com.au
Our Mission & Values
Our Mission
Our Vision
Our Values
Phoenix Lending provides working professionals and self employed clients with financial solutions, ensuring they are fully educated throughout the process and empowering them to make confident decisions that align with their goals, growth and values.
At Phoenix Lending we are the beacon of trust and empowerment for our clients as we support them to achieve their financial goals.
EXCELLENCE - Striving to be good at everything we do
UNITY - Fostering happiness, approachability and success across our business
COURAGE - We embrace change, new technology and remain open to new ideas
INTEGRITY - Genuine in everything we do, holding true to our morals
SUPPORT - Not only do we encourage our staff to thrive, we are the backbone of our clients success
RELIABILITY - We carry out our work with pride built on a foundation of consistency and dependability
Sponsoring Local Communities
At Phoenix Lending we believe giving back to the community is an important role for our business. We take pride in supporting local community organisations and programs as listed below.
